Terms of Service

1. Agreement

These Terms govern your use of LarpFi (the App), provided by Wy Hang Tan (we, us, or Provider). By downloading, purchasing, or using the App, you agree to these Terms and Apple's Standard Licensed Application End User License Agreement. If these Terms conflict with Apple's standard EULA, Apple's terms control to the extent required.

2. Fictional prop purpose

The App is a creative prop tool for filmmaking, theatre, live-action role-play, education, demonstrations, and lawful storytelling. It is not a bank, financial institution, wallet, exchange, payment service, investment platform, accounting product, proof-of-funds service, or source of financial advice. All balances, transactions, portfolio values, rewards, sales, alerts, and account details shown in the App are fictional and have no monetary value. The App does not connect to financial accounts and cannot send, receive, hold, trade, or withdraw money or assets.

3. Licence

Subject to these Terms and the Apple usage rules, Provider grants you a limited, personal, revocable, non-exclusive, non-transferable licence to use the App on Apple-branded devices you own or control. You may use screen output in lawful creative productions. You may not copy, resell, rent, sublicense, reverse engineer, defeat purchase controls, or distribute the App itself except where applicable law expressly permits it.

4. Full Access plans

Editing and customisation require Full Access, available either as an auto-renewing monthly subscription or a lifetime non-consumable in-app purchase. The price displayed by Apple before confirmation is the price you pay. Payment is charged to your Apple Account. The monthly plan automatically renews unless cancelled at least 24 hours before the end of the current billing period. Apple charges renewal within 24 hours before the period ends. You can manage or cancel the subscription in Apple Account Settings. Lifetime access is charged once. Either active entitlement unlocks the same editing features, subject to Apple's platform and family-sharing rules. Use Restore Purchases to recover an eligible purchase. Purchase processing, taxes, refunds, billing disputes, and regional availability are administered by Apple under Apple's Media Services terms. The App does not receive or store your complete payment-card details.

5. No account or cloud service

The App does not require a Provider account. Values you enter remain within the App's local device container unless you independently capture, back up, or share them using device features. Deleting the App may delete locally stored customisations. StoreKit entitlement records are maintained by Apple and may be restored through your Apple Account.

6. Your responsibilities

You are responsible for your content and context of use. Use fictional names and data unless you have permission to use real information. You must comply with law, production releases, intellectual-property rights, privacy rights, platform rules, and the Acceptable Use Policy. You must not represent an App screen as evidence of real wealth, payment, investment performance, sales, identity, creditworthiness, or account ownership.

7. Intellectual property

Provider and its licensors retain all rights in the App, its branding, design system, code, and bundled assets. These Terms do not transfer ownership. Apple is not responsible for investigating or defending third-party intellectual-property claims concerning content you add or the manner in which you use the App.

8. Availability and changes

We may fix, improve, change, suspend, or discontinue features where reasonably necessary for security, legal compliance, platform compatibility, or product operation. We do not promise uninterrupted or error-free operation. Material changes to these Terms will be reflected by an updated effective date and, where required, an in-app notice.

9. Disclaimers

To the maximum extent permitted by law, the App is supplied as is and as available. Provider disclaims implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and uninterrupted availability. Nothing in the App is financial, investment, tax, legal, accounting, or professional advice. Nothing in these Terms excludes a warranty, remedy, or consumer right that cannot lawfully be excluded.

10. Liability

To the maximum extent permitted by law, Provider is not liable for indirect, incidental, special, punitive, or consequential loss; loss of profits, reputation, opportunity, data, or production time; or loss caused by deceptive, unlawful, or unauthorised use. Where liability cannot be excluded, Provider's aggregate liability relating to the App is limited to the amount you paid for the App or in-app purchase during the twelve months before the claim, except where a higher remedy is required by law.

11. Suspension and termination

Your licence ends if you materially breach these Terms. On termination, you must stop using the App. Provisions that by nature should survive, including intellectual property, disclaimers, liability limits, and dispute terms, will survive.

12. Governing law

These Terms are governed by the laws of Singapore, without limiting mandatory consumer protections that apply in your country or region. The courts of Singapore have non-exclusive jurisdiction. Before filing a claim, contact wyhang2006gt@gmail.com so the parties can attempt a good-faith resolution.

13. Apple beneficiary terms

Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you upon acceptance. Provider, not Apple, is responsible for the App, maintenance, support, warranties, and claims relating to the App, subject to Apple's refund obligations and applicable law. Apple has no obligation to provide maintenance or support services for the App.

14. Contact

Support, privacy, abuse reports, and legal notices: wyhang2006gt@gmail.com. The Provider is Wy Hang Tan, matching the seller information displayed in the App Store listing.